{"id":6726,"date":"2019-10-14T13:39:21","date_gmt":"2019-10-14T17:39:21","guid":{"rendered":"https:\/\/www.ucf.edu\/financial-aid\/?page_id=6726"},"modified":"2026-03-26T15:20:48","modified_gmt":"2026-03-26T19:20:48","slug":"grad-plus","status":"publish","type":"page","link":"https:\/\/www.ucf.edu\/financial-aid\/types\/loans\/grad-plus\/","title":{"rendered":"Federal Direct Grad PLUS Loan"},"content":{"rendered":"\t\t\t<section class=\"ucf-section ucf-section-federal-changes-impacting-financial-aid \" data-section-link-title=\"Federal Changes\" aria-label=\"Federal Changes\">\n\t\t\t\t\t\t\t\t<div class=\"alert alert-danger px-0 py-sm-4 mb-0\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"row justify-content-lg-center\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"text-center mb-3 mb-sm-0 pr-md-4 col-sm-auto\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<span class=\"text-danger fa-4x fa fa-exclamation-circle\" aria-hidden=\"true\"><\/span>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"align-self-sm-center col-sm col-lg-9\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<p class=\"mb-2\"><strong class=\"d-block h5 mb-0 letter-spacing-3 text-uppercase\">Federal Changes Impacting Financial Aid<\/strong><\/p>\n<p>On July 4, 2025, legislation (One Big Beautiful Bill\/H.R. 1- <a href=\"https:\/\/www.congress.gov\/bill\/119th-congress\/house-bill\/1\/text\">An act to provide reconciliation<\/a>) was signed into law by President Trump. This act has implications for the administration of federally funded student aid starting on July 1, 2026. For more information on the impact on Federal Financial Aid visit <a href=\"https:\/\/www.ucf.edu\/financial-aid\/upcoming-federal-changes-impacting-financial-aid\/\">Federal Changes Impacting Financial Aid<\/a><\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<p class=\"lead mb-4 pb-4\">The Federal Grad PLUS Loan is a credit based federal loan for graduate students. Interest that accrues on the loan is not subsidized by the federal government. For interest rates, please refer to the\u00a0<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/interest-rates\" target=\"_blank\" rel=\"noopener\">Federal Student Aid Interest Rates<\/a> website and the <a href=\"https:\/\/www.ucf.edu\/financial-aid\/document\/loan-comparison-chart\/\" target=\"_blank\" rel=\"noopener\">Loan Comparison Chart<\/a>. Repayment can be <a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment#when-begin\" target=\"_blank\" rel=\"noopener\">deferred while the student is enrolled in school<\/a> for at least half-time.<\/p>\n\t\t\t<\/div>\n\t\t\n<section id=\"eligibility\" class=\"auto-section\" data-section-link-title=\"Eligibility\">\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2 class=\"mb-4 pb-2\">Eligibility Requirements<\/h2>\n\t\t\t<div class=\"row\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\" col-lg-8 col-xl-9\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<ul>\n<li>Complete the <a href=\"https:\/\/www.ucf.edu\/financial-aid\/apply\/fafsa\/\" target=\"_blank\" rel=\"noopener\">Free Application for Federal Student Aid (FAFSA)<\/a> and meet federal eligibility requirements of U.S. citizenship or eligible non-citizenship status.<\/li>\n<li>Be degree-seeking in a graduate program at UCF.<\/li>\n<li>Be enrolled at least half-time in UCF graduate classes per semester that count toward your degree completion. At time of disbursement, you must be actively attending at least half-time.\n<ul>\n<li>Masters, Specialists, and Doctoral students \u2013 minimum of 4.5 hours fall or spring, 3 hours in summer<\/li>\n<li>Master\u2019s thesis students \u2013 minimum of 3 thesis hours in all semesters<\/li>\n<li>Doctoral dissertation students \u2013 minimum of 3 dissertation hours in all semesters.<\/li>\n<\/ul>\n<\/li>\n<li>You must also accept\/decline the Federal Direct Stafford loan awards (unsubsidized) listed on your Award File. <strong>Leaving these awards in an offered status will prevent the Grad PLUS loan from being processed.<\/strong><\/li>\n<li>Complete <a href=\"https:\/\/www.ucf.edu\/financial-aid\/resources\/verification\/\" target=\"_blank\" rel=\"noopener\">verification<\/a> (if selected) and any outstanding documents found on the myUCF To-Do List.<\/li>\n<li>If in receipt of a Federal Grad PLUS Loan during this academic year at another institution, make sure that the remainder of that loan is canceled before applying for a loan at UCF.<\/li>\n<li>Understand that total aid cannot exceed the <a href=\"https:\/\/www.ucf.edu\/financial-aid\/cost\/\" target=\"_blank\" rel=\"noopener\">cost of attendance<\/a>. Other aid (Scholarships, fellowships, waivers, etc.) affects financial aid eligibility.<\/li>\n<li>Meet the standards of <a href=\"https:\/\/www.ucf.edu\/financial-aid\/policies\/satisfactory-academic-progress\/\" target=\"_blank\" rel=\"noopener\">Satisfactory Academic Progress (SAP)<\/a>.<\/li>\n<li>Complete the online <a href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/entrance-exit-counseling\/\">Grad PLUS Entrance Counseling<\/a> if this is your first Grad PLUS Loan at UCF.<\/li>\n<\/ul>\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\" col-lg-4 col-xl-3\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<section class=\"ucf-section ucf-section-general-eligibility-callout mb-4 mb-md-5\">\n\t\t\t\t\t\t\t\t<div class=\"card card-outline-info\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"card-block d-flex align-items-start\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<span class=\"lead mr-3 d-flex align-items-start\">\t\t\t<span class=\"fa fa-info-circle text-info\" aria-hidden=\"true\"><\/span>\n\t\t<\/span><br \/>\n<span>Before you apply for any type of financial assistance, make sure you meet the <a href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/eligibility\/\">general eligibility requirements<\/a>.<\/span><br \/>\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n<\/section>\n<section id=\"apply\" class=\"auto-section\" data-section-link-title=\"Apply\">\t\t\t<div class=\"jumbotron jumbotron-fluid bg-primary mb-0\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2 class=\"h1 font-slab-serif mb-4\">How to Apply for the Federal Direct Grad PLUS Loan<\/h2>\n\t\t\t<div class=\"row\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\" col-lg-6 col-xl-7\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<ol class=\"section-list icon-list icon-list-numbered\"><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>File the FAFSA<\/strong> using school code <strong>003954<\/strong>. UCF&#8217;s priority date for filing the FAFSA is <strong>December 1<\/strong>.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p>Complete the <strong><a class=\"bg-primary-link\" href=\"https:\/\/studentaid.gov\/plus-app\/grad\/landing\" target=\"_blank\" rel=\"noopener\">Federal Direct Grad PLUS Loan application<\/a><\/strong> within 90 days of each semester.*<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>Complete the online <a class=\"bg-primary-link\" href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/master-promissory-note\/\" target=\"_blank\" rel=\"noopener\">Grad PLUS Master Promissory Note<\/a><\/strong> if this is your first time borrowing a Grad PLUS loan at UCF, OR if you had an endorser on your previous loan.**<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>Complete the online <a class=\"bg-primary-link\" href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/entrance-exit-counseling\/\" target=\"_blank\" rel=\"noopener\">Grad PLUS Entrance Counseling<\/a><\/strong> if this is your first time borrowing a loan at UCF.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p>The U.S. Department of Education will conduct a credit check.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p>We begin processing Grad PLUS Loans after the Drop\/Swap &amp; Add period.<\/p>\n<\/div><\/li><\/ol>\n<p class=\"mb-4 mb-sm-5\">\t\t\t<a class=\"btn btn-secondary btn-lg px-2 px-sm-4\"\n\t\t\thref=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tFill out the FAFSA \t\t\t<span class=\"fa fa-external-link\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t<\/a>\n\t\t\n<p>If you&#8217;re not ready to apply for federal student aid, but you&#8217;d like to estimate your aid, check out <a class=\"bg-primary-link\" href=\"https:\/\/studentaid.gov\/understand-aid\/estimate\">FAFSA4caster<\/a>. The FAFSA4caster is an early eligibility estimator that can help you plan ahead when it comes to paying for college.<\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"pl-lg-5 mt-4 mt-lg-0 col-lg-6 col-xl-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"card border-0 small mb-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"card-block pb-2 pt-4 px-4 pb-sm-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h3 class=\"h6 letter-spacing-3 text-uppercase mb-3 mt-2\">*PLUS Loan Award Year<\/h3>\n<p class=\"mb-0\">On Section 2 of the loan application, you must select the appropriate Award Year that corresponds with the loan period for which you are applying. If the Award Year does not correspond to the appropriate Loan Period dates, your loan will not be awarded.<\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"card-block p-0 px-sm-4 pb-sm-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<section class=\"ucf-section ucf-section-loan-award-year \" data-section-link-title=\"Loan Award Year Periods\" aria-label=\"Loan Award Year Periods\">\n\t\t\t\t\t<p>&nbsp;<\/p>\n<table class=\"table-sm mb-0 table\">\n<caption class=\"sr-only\">Loan award year periods<\/caption>\n<thead>\n<tr>\n<th style=\"width: 725px\">Loan Period<\/th>\n<th style=\"width: 348px\">Start Date<\/th>\n<th style=\"width: 318px\">End Date<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fall 2025<\/td>\n<td>8\/18\/25<\/td>\n<td>12\/06\/25<\/td>\n<\/tr>\n<tr>\n<td>Fall 2025<br \/>\n&amp; Spring 2026<\/td>\n<td>8\/18\/25<\/td>\n<td>5\/05\/26<\/td>\n<\/tr>\n<tr>\n<td>Spring 2026<\/td>\n<td>1\/12\/26<\/td>\n<td>5\/05\/26<\/td>\n<\/tr>\n<tr>\n<td>Summer 2026<\/td>\n<td>5\/11\/26<\/td>\n<td>7\/31\/26<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"card border-0 mb-4 small\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"card-block p-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h3 class=\"h6 text-uppercase letter-spacing-3 mt-2 mb-4\">**Grad PLUS Master Promissory Note<\/h3>\n<p class=\"mb-0\">The Stafford Master Promissory Note and Grad PLUS Master Promissory Note are NOT the same. You must complete a separate Grad PLUS Master Promissory note to fulfill the eligibility criteria for Grad PLUS Loan program.<\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"jumbotron jumbotron-fluid bg-faded mb-0 py-4 py-sm-5\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2>Graduate PLUS Loan Eligibility Changes<\/h2>\n<h4 class=\"text-danger-aw\">Effective July 1, 2026<\/h4>\n<p>Beginning July 1, 2026, the Graduate PLUS Loan will no longer be available to:<\/p>\n<ul>\n<li><strong>New borrowers<\/strong>, or<\/li>\n<li><strong>Borrowers who are new to their graduate program<\/strong><br \/>\n(even if they previously borrowed federal loans at the undergraduate level).<\/li>\n<\/ul>\n<p>Students who have <strong>already borrowed federally funded loans within their current graduate program<\/strong><br \/>\nmay be eligible to borrow Graduate PLUS Loans after this date.<br \/>\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n<section id=\"loan-denials-counseling\" class=\"auto-section\" data-section-link-title=\"Loan Denials &amp; Counseling\">\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2 class=\"mb-4 mb-sm-5\">Grad PLUS Loan Denials &amp; Counseling<\/h2>\n<h3 class=\"h4\">Loan Denials<\/h3>\n<p>If your credit has been denied for the Grad PLUS Loan, you will be given options on the Direct Loan application to choose from:<\/p>\n<ol class=\"section-list icon-list icon-list-numbered\"><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-primary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>I will obtain an endorser.*<\/strong><\/p>\n<ul class=\"mb-4\">\n<li>Choose this option if you would like to add a co-signer.<\/li>\n<li>Students must notify the SFA Loan Department in order for the Grad PLUS loan to be awarded if your credit is approved with an endorser.<\/li>\n<li>Borrowers who required an endorser for approval of the Grad PLUS loan must sign a new MPN for any supplemental or future Grad PLUS loan.<\/li>\n<li>Borrowers whose Direct Grad PLUS Loan credit checks are denied on or after March 29th, 2015 and then approved an endorser, must also complete a PLUS Counseling before the Direct Grad PLUS Loan can be disbursed. The U.S. Department of Education will notify the borrower about the PLUS Counseling instructions**.<\/li>\n<\/ul>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-primary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>I want to appeal the credit decision.*<\/strong><\/p>\n<ul class=\"mb-4\">\n<li>Choose this option if you believe the credit check is inaccurate or you can provide updated information about extenuating circumstances.<\/li>\n<li>Students must notify the SFA Loan Department in order for the Grad PLUS loan to be awarded if your appeal has been approved.<\/li>\n<li>Borrowers whose Direct Grad PLUS Loan credit checks are denied on or after March 29th, 2015 and then approved through a credit appeal, must complete a PLUS Counseling before the Direct PLUS Loan can be disbursed. The U.S. Department of Education will notify the borrower about the PLUS Counseling instructions**.<\/li>\n<\/ul>\n<\/div><\/li><\/ol>\n<p class=\"mt-3 mb-0\">*For instructions on how to appeal or how to reapply using an endorser, please contact the Department of Education\u2019s Applicant Services at <a href=\"tel:18005577394\">1-800-557-7394<\/a>.<\/p>\n\t\t\t<section class=\"ucf-section ucf-section-plus-counseling mt-4 mt-sm-5\" data-section-link-title=\"PLUS Credit Counseling\" aria-label=\"PLUS Credit Counseling\">\n\t\t\t\t\t<h3 class=\"h4\">PLUS Counseling<\/h3>\n<p>PLUS Counseling is required if the U.S. Department of Education has informed you that you have an adverse credit history and you have obtained an endorser or documented to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to your adverse credit history.<\/p>\n<p>PLUS Counseling can be completed voluntarily at any time. If PLUS Counseling is completed voluntarily and you are determined to have an adverse credit history by the U.S. Department of Education within 30 days of PLUS Counseling completion, your PLUS Counseling requirement will be considered to be fulfilled.<\/p>\n<p>The Department of Education will email the borrower instructions on how to complete the PLUS Counseling. However, borrowers may also access the PLUS Counseling after they <a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">login<\/a> by selecting PLUS Counseling from the menu, then selecting Parent PLUS to complete the counseling.<\/p>\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n<\/section>\n<section id=\"info-for-recipients\" class=\"auto-section\" data-section-link-title=\"Information for Recipients\">\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2>Information for Grad PLUS Loan Recipients<\/h2>\n\t\t\t<section class=\"ucf-section ucf-section-disbursement mt-4 mt-sm-5\" data-section-link-title=\"Disbursement\" aria-label=\"Disbursement\">\n\t\t\t\t\t<h3 class=\"h4\">Disbursement of Loan<\/h3>\n<p>Disbursement of financial aid is the process in which financial aid awards (scholarships, grants, loans, etc.) are posted to the student\u2019s account. As this process takes place, students may see changes to their anticipated aid, awards, and charges. <a href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/disbursement\/\" rel=\"noopener\" target=\"_blank\">Learn more about loan disbursements<\/a>.<\/p>\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<section class=\"ucf-section ucf-section-loan-adjustment-reinstatement my-4 mt-sm-5\" data-section-link-title=\"Loan Adjustment and Reinstatement\" aria-label=\"Loan Adjustment and Reinstatement\">\n\t\t\t\t\t<h3 class=\"h4\">Loan Adjustment and Reinstatement<\/h3>\n\t\t\t<div class=\"row mb-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\" col-lg-6\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<p>The online <strong>Loan Adjustment Request<\/strong> form is available at the start of each semester up until the adjustment\/reinstatement deadline.<\/p>\n<p>If you would like your PLUS loan eligibility reviewed for either an increase or reinstatement, you may submit an online Loan Adjustment Request Form by the deadlines listed.<\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"mt-4 mt-lg-0 col-lg-5 offset-lg-1\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h4 class=\"h6 text-uppercase mb-4\">2025-2026 Award Year Deadlines<\/h4>\n<table class=\"table table-bordered\">\n<caption class=\"sr-only\">Deadlines for loan adjustment and reinstatement for the 2019-2020 award year<\/caption>\n<thead class=\"bg-faded\">\n<tr>\n<th>Loan Period<\/th>\n<th>Adjustment \/ Reinstatement Deadline<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fall 2025<\/td>\n<td>11\/19\/2025<\/td>\n<\/tr>\n<tr>\n<td>Spring 2026<\/td>\n<td>04\/14\/2026<\/td>\n<\/tr>\n<tr>\n<td>Summer 2026<\/td>\n<td><span data-teams=\"true\">07\/17\/2026<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n<\/section>\n\t\t\t<section class=\"ucf-section ucf-section-cta-bar-apply-types-receive \">\n\t\t\t\t\t\t\t\t<div class=\"jumbotron jumbotron-fluid bg-primary my-0 text-center\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"row\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"mt-4 mt-md-0 col-md-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<a class=\"d-inline-block text-decoration-none hover-parent\"\n\t\t\thref=\"https:\/\/www.ucf.edu\/financial-aid\/apply\/\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n<div>\t\t\t<span class=\"fa fa-5x fa-pencil-square-o text-secondary hover-child-text-white mb-2\" aria-hidden=\"true\"><\/span>\n\t\t<\/div>\n<div>\t\t\t<span class=\"badge badge-pill badge-inverse px-3 mb-2 text-center\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tApply for Aid\t\t\t<\/span>\n\t\t<\/div>\n<div class=\"text-secondary pt-2 font-italic font-slab-serif\">Start the process of applying for financial aid.<\/div>\n\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"mt-4 mt-md-0 col-md-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<a class=\"d-inline-block text-decoration-none hover-parent\"\n\t\t\thref=\"https:\/\/www.ucf.edu\/financial-aid\/types\/\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n<div>\t\t\t<span class=\"fa fa-5x fa-list-ul text-secondary hover-child-text-white mb-2\" aria-hidden=\"true\"><\/span>\n\t\t<\/div>\n<div>\t\t\t<span class=\"badge badge-pill badge-inverse px-3 mb-2 text-center\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tTypes of Aid\t\t\t<\/span>\n\t\t<\/div>\n<div class=\"text-secondary pt-2 font-italic font-slab-serif\">Learn more about the different types of aid.<\/div>\n\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"mt-4 mt-md-0 col-md-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<a class=\"d-inline-block text-decoration-none hover-parent\"\n\t\t\thref=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n<div>\t\t\t<span class=\"fa fa-5x fa-usd text-secondary hover-child-text-white mb-2\" aria-hidden=\"true\"><\/span>\n\t\t<\/div>\n<div>\t\t\t<span class=\"badge badge-pill badge-inverse px-3 mb-2 text-center\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tReceive Aid\t\t\t<\/span>\n\t\t<\/div>\n<div class=\"text-secondary pt-2 font-italic font-slab-serif\">Ready to receive your aid? Follow these steps.<\/div>\n\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":6609,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-fullscreen.php","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-6726","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Federal Direct Grad PLUS Loan | UCF Office of Student Financial Assistance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ucf.edu\/financial-aid\/types\/loans\/grad-plus\/\" \/>\n<meta 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